Updated: May 1, 2025
These Terms of Service govern your use of the website located at smartautoassist.com and any related services provided by Maven Media, LLC dba SmartAutoAssist (“SmartAutoAssist,” “Smart Auto Assist,” “we,” “us,” or “our”).
By accessing SmartAutoAssist.com, you agree to abide by these Terms of Service and to comply with all applicable laws and regulations. If you do not agree with these Terms of Service, you are prohibited from using or accessing this website or using any other services provided by Maven Media, LLC dba SmartAutoAssist.
We reserve the right to review and amend any of these Terms of Service at our sole discretion. Upon doing so, we will update this page. Any changes to these Terms of Service will take effect immediately from the date of publication.
Eligibility and U.S. Use
This Website is intended for use by individuals who are at least 18 years of age and residents of the United States. By using this Website, you represent and warrant that you meet these requirements and will comply with all applicable laws and regulations.
Limitations of Use
By using this website, you warrant on behalf of yourself, your users, and other parties you represent that you will not:
- modify, copy, prepare derivative works of, decompile, or reverse engineer any materials and software contained on this website;
- remove any copyright or other proprietary notations from any materials and software on this website;
- transfer the materials to another person or “mirror” the materials on any other server;
- knowingly or negligently use this website or any of its associated services in a way that abuses or disrupts our networks or any other service SmartAutoAssist provides;
- use this website or its associated services to transmit or publish any harassing, indecent, obscene, fraudulent, or unlawful material;
- use this website or its associated services in violation of any applicable laws or regulations;
- use this website in conjunction with sending unauthorized advertising or spam;
- harvest, collect, or gather user data without the user’s consent; or
- use this website or its associated services in such a way that may infringe the privacy, intellectual property rights, or other rights of third parties.
Third-Party Offerings
SmartAutoAssist connects users with third-party insurance providers, brokers, agencies, discount program representatives, and other related companies (“Service Providers”).
We are not an insurance company, broker, or agent, and we do not make underwriting or coverage decisions.
All quotes, rates, or savings displayed are provided by Service Providers and may vary.
We do not guarantee that you will be matched with a Service Provider, receive any particular rate, or that the rates displayed represent the lowest available options.
Acceptance of Requests
Submitting your information does not constitute an offer or guarantee of service.
We reserve the right to decline, forward, or otherwise manage any inquiry in our discretion and may request additional verification or information before processing.
Consumer Report Practices
By submitting your information, you provide written consent under applicable law for SmartAutoAssist and its partners to obtain consumer reports, including credit-based insurance scores, driving records, or other background information as needed to provide services or determine eligibility.
Such inquiries may affect your credit score depending on the Service Provider’s process.
Communications Policy (Email, Telephone & SMS)
By submitting your information, you authorize SmartAutoAssist and its partners to contact you via email, telephone, and text message (SMS/MMS) at the number or address you provide.
You agree that communications may be sent using automated dialing systems, prerecorded messages, or artificial voices, even if your number is on a Do Not Call list.
Consent is not a condition of purchase.
Message and data rates may apply.
You can opt out at any time by replying STOP to any message or emailing support@smartautoassist.com.
See our Privacy Policy for details.
You Are Responsible for Your Decisions
SmartAutoAssist does not provide financial, legal, or insurance advice.
You are solely responsible for evaluating any Service Provider and for all decisions you make regarding quotes, coverage, or financial products.
Consult licensed professionals who understand your individual circumstances.
Dispute Resolution by Binding Arbitration
Any dispute, claim, or controversy arising out of or relating to this Agreement or your use of the Website shall be resolved by binding individual arbitration in accordance with the rules of the American Arbitration Association (AAA).
You waive any right to a jury trial or to participate in a class action.
You may opt out of arbitration within 30 days of your first use of the Website by emailing support@smartautoassist.com with “Opt-Out of Arbitration” in the subject line or by mailing written notice to:
Maven Media, LLC dba SmartAutoAssist.com
RE: Arbitration Opt-Out
400 Tenafly Road, #541
Tenafly, NJ 07670.
The arbitration shall take place in New Jersey, and the decision shall be final and binding.
Class Action Waiver
You agree that any claims will be brought only in your individual capacity and not as part of a class, collective, or representative action. The arbitrator may not consolidate the claims of multiple individuals.
Electronic Communications & E-Sign Consent
By visiting our Website, submitting information, or clicking buttons such as “Submit,” “Get Quote,” or “I Agree,” you consent to receive communications from us electronically and to the use of electronic records and signatures.
You agree that all communications from us, including emails, SMS messages, and notices posted on the Website, satisfy any legal requirements that such communications be in writing.
You acknowledge that your electronic actions constitute your intent to be bound by these Terms in accordance with the U.S. Electronic Signatures in Global and National Commerce Act (15 U.S.C. §7001).
Copyright Infringement
If you believe that material on this Website infringes your copyright, please send a notice to support@smartautoassist.com with:
- A description of the copyrighted work and the allegedly infringing material;
- The exact URL or location of the material;
- Your contact information;
- A statement that you have a good-faith belief the use is unauthorized; and
- A statement, under penalty of perjury, that the information is accurate and you are the copyright owner or authorized agent.
Industry Disclaimer
SmartAutoAssist.com is not an insurance company, broker, or agent.
We do not make insurance determinations or guarantee approval.
We may receive compensation from third-party partners for referrals or leads.
Displayed rates or offers are not available from all providers and may vary based on individual factors including coverage limits, location, and credit history.
Intellectual Property
The intellectual property in the materials contained in this website is owned by or licensed to Maven Media, LLC dba SmartAutoAssist and is protected by applicable copyright and trademark law. We grant our users permission to download one copy of the materials for personal, non-commercial transitory use.
This constitutes the grant of a license, not a transfer of title. This license shall automatically terminate if you violate any of these restrictions or the Terms of Service, and may be terminated by Maven Media, LLC dba SmartAutoAssist at any time.
Liability
Our website and the materials on our website are provided on an “as is” basis. To the extent permitted by law, SmartAutoAssist makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property, or other violation of rights.
In no event shall SmartAutoAssist or its suppliers be liable for any consequential loss suffered or incurred by you or any third party arising from the use or inability to use this website or the materials on this website, even if SmartAutoAssist or an authorized representative has been notified, orally or in writing, of the possibility of such damage.
Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
Accuracy of Materials
The materials appearing on our website are not comprehensive and are for general information purposes only. SmartAutoAssist does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on this website, or otherwise relating to such materials or on any resources linked to this website.
Links
SmartAutoAssist has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement, approval, or control by SmartAutoAssist of the site. Use of any such linked site is at your own risk, and we strongly advise you make your own investigations with respect to the suitability of those sites.
SMS/Text Messaging Policy
By providing your phone number and opting in, you consent to receive recurring automated marketing and informational text messages (SMS) from SmartAutoAssist at the number you provided. Message frequency may vary. Message and data rates may apply.
- You can cancel at any time by replying STOP to any message.
- For help, reply HELP or email us at support@smartautoassist.com.
- Consent to receive SMS is not a condition of purchase.
Messages may include insurance offers, quotes, savings opportunities, reminders, or other promotional information related to our services. We will not share your phone number with third parties for their independent marketing purposes.
Right to Terminate
We may suspend or terminate your right to use our website and terminate these Terms of Service immediately upon written notice to you for any breach of these Terms of Service.
Severance
Any term of these Terms of Service which is wholly or partially void or unenforceable is severed to the extent that it is void or unenforceable. The validity of the remainder of these Terms of Service is not affected.
Entire Agreement
These Terms of Service, together with our Privacy Policy, represent the entire agreement between you and SmartAutoAssist regarding your use of this Website and supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written.
Governing Law
These Terms of Service are governed by and construed in accordance with the laws of New Jersey. You irrevocably submit to the exclusive jurisdiction of the courts in that State or location.