Bill Banks

Auto Maintenance Tips That Mechanics Don’t Want You to Know [2025 Guide]

Smart maintenance practices can add years to your car’s life beyond simple DIY upkeep. Many drivers miss these hidden tricks and wait until problems get serious. You can cut down long-term costs and keep your car running longer by using these tips now. 1. The right way to rotate and inflate your tires Good tire […]

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Why Your Credit Score Could Cost You $10,000 More on Your Car Loan [2025 Guide]

Credit scores for car loans can make a huge difference in what you end up paying. Experian’s data shows that Prime or better credit borrowers got about two-thirds of all new-car loans last year, and 44 percent went to those in the Super Prime category. The financial impact hits borrowers with lower scores pretty hard.

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Auto Finance Secrets: What Dealers Don’t Tell You About Car Loans

Car buyers often feel lost in auto finance negotiations because they don’t know what goes on behind the scenes. Most people look at the sticker price alone and don’t realize that loan amounts can range from $7,500 ($8,000 in Minnesota) to a staggering $1,000,000. Smart shoppers need to understand their monthly payment calculations before they

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Why Every Driver Needs a Motor Vehicle Protection Plan in 2025

American drivers spend $38 billion yearly on vehicle repairs. This explains why motor vehicle protection plans have become vital for drivers across the country. More than 3.1 million customers now trust companies like Allstate with their vehicle protection. These plans start at just $12 per month and give drivers peace of mind against unexpected repair

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Are Dash Cams Worth It? The Truth From an Insurance Expert [2025]

Road deaths have jumped 17% above pre-pandemic levels. The spike led to 17,000 more fatalities than expected between May 2020 and December 2022. The risk of crashes stands at its highest in years, leaving many drivers to ask: are dash cams worth it? These small devices act as reliable witnesses when accidents happen. The trend

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How to Decide if an Extended Car Warranty is Worth It: An Honest Guide

Are extended car warranties really worth the money when dealers jack up their prices by 50% above their actual value? This question matters more than ever now that cars are becoming more complex and expensive. Many car buyers think over extended warranties to protect themselves from costly repairs. Your new vehicle typically comes with factory-backed

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17 Hidden Ways to Lower Your Auto Insurance Rates in 2025 (Expert Tips)

Car insurance rates are shooting up all over America. Drivers are scrambling to cut their insurance costs before their wallets take a bigger hit. The typical driver shells out $2,679 yearly for coverage, an 8 percent jump from last year. Full-coverage rates have shot up by 42 percent between 2022 and 2024, going from $1,633

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Extended Car Warranties: The Hidden Truth Car Dealers Won’t Tell You (2025)

Extended car warranties cost car owners $1,297 on average each year, and many never use them. The average car repair bill runs about $550, but the high warranty cost creates a tough choice for drivers. Money remains tight for most people, as 59% of drivers lack enough savings to handle a $1,000 repair bill. Smart

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